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Monthly Financing Options for In Vitro Fertilization (IVF)

By HCRM on July 08, 2014


A mother and her child sit togetherStarting your own family can be one of the best decisions you can ever make. Sometimes issues with male infertility or female infertility make this difficult, but that's where the team at Heartland Center For Reproductive Medicine can be so helpful. We have helped countless people through Omaha with the latest in fertility treatments, such as in vitro fertilization (IVF), egg donation, sperm donation, and other reproductive medicine services.

We receive many questions from prospective patients about paying for fertility treatments such as IVF and what options are available. We want to go over those briefly right now, with a special focus on monthly financing and the difference that can make.

The Average Cost of In Vitro Fertilization (IVF)

First off, we should note that the average cost of in vitro fertilization (IVF) can vary for a number of reasons. This is because each treatment and each patient is different and there may be special considerations for care that need to be made.

Because of this, we don't feel that providing an average cost or price range for IVF is necessarily helpful. What we can do instead is provide an estimated cost of care after you undergo a consultation, which will allow us to determine which services you will require.

Factors That Affect the Cost of In Vitro Fertilization (IVF)

With the above in mind, the following things may affect the cost of your in vitro fertilization (IVF) treatment:

  • The location of the fertility clinic
  • The fertility specialists involved and their education/training
  • The need for additional assisted reproductive technology (ART) services
  • The need for additional IVF treatment

Does medical insurance cover in vitro fertilization (IVF)?

Medical insurance does not generally cover in vitro fertilization (IVF), though it does vary from state to state. Some states have laws which mandate that fertility treatments are covered by medical insurance, but Nebraska is not one of those states.

We encourage you to check with your insurance provider directly as they will be able to address this matter with full information about the nature of your policy and coverage.

How In Vitro Fertilization (IVF) Financing Works

Monthly financing for in vitro fertilization (IVF) works much like a traditional loan from the bank or a credit card. A trusted lender pays for the total cost of the fertility care. The patient is then required to make monthly installment payments to the lender to cover the total cost of the loan. Reasonable interest rates will apply.

The Advantages of In Vitro Fertilization (IVF) Financing

Many patients find that monthly financing places in vitro fertilization (IVF) and other reproductive medicine services within reach, helping them start families and live their dream. The monthly payments do assist in budgeting and planning, so it can be quite helpful for those who need to carefully monitor their finances.

During your visit to the practice, we'll be sure to discuss financing options as well as your alternatives to IVF in greater detail so that you can make a decision that makes sense given your goals and your financial situation.

Learn More About Fertility Treatment Options

For more information about all of your options for advanced fertility treatment, be sure to contact our team of fertility and reproductive medicine specialists today. Our entire team looks forward to meeting you in person and helping you start the family that you have always wanted.

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Each and every staff member at Heartland Center is tremendous. Dr. Maclin is a woman of grace, and a terrific medical doctor. She is a world-class surgeon, and we are so grateful to know her.

Lene - IVF Patient

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Omaha, NE 68138

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